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Mrs. Lay, 64, is in the business of raising pigs. She has been engaged in this business, from which she is able to yield an income of $2.00 per day, since 2004. She has a life partner in her husband, who earns a living by selling the firewood, using animal’s force to haul his firewood-trailer.

Presently, Mrs. Lay needs some funds in the sum of KHR3,800,000 from HKL and Kiva to purchase an additional buffalo to support her husband’s business. This loan will help her family’s living conditions improve. She wants to expand her pig-raising business in the future. Now she lives with 3 single children and her husband in Baray district.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 44
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • 4,035.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Lay to purchase an additional buffalo to support her husband’s business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Nov 22, 2011
Currency Exchange Loss:
Jun 20, 2013