Mrs. Sam, a 34-year-old married woman and the mother of three single children, lives in Pouk district, Siem Reap province. She is a hardworking farmer. She grows rice crops in the rainy season and raises some piglets as well as poultry in her yard. Besides those farming activities, she also sells fish in the local market. Sometimes Mrs. Sam cannot tend to all the businesses at the same time, but she has her three children who always help her with this work besides their classes. Through these businesses, Mrs. Sam is able to make a profit of $4.50 per day to cover her daily expenses. With the loan amount of $1,100, she will purchase additional stock of fish, piglets and poultry. She hopes to lift her family out of poverty by the sweat of her brow.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.