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Esperanza En Ti Group
In this Group: Saturnina, Juana, Rosana, Yrene, Yeudy, Maria, Santa, Alexandra, Clavel, Genoveva, Senaida, Maria, Bienvenida*, Candelaria, Rosa, Elizetta, Flor, Francisca, Amparo, Ana
* not pictured
Saturnina is the coordinator of her group "Esperanza en ti" (Hope in You). She makes her home in a simple structure with her long-term partner and only one child. She says that her most difficult challenges have been to finish building her house, to buy a computer for her children, and to finish studying. In the meantime, she plans to continue enjoying reading and visiting friends. She started very young, and she likes it a lot.

Saturnina is excited to be taking her second loan with Esperanza after having successfully repaid her previous loan and grown her business. She has had her business for nine years. She started selling underwear with some money she saved from her first business selling wallets and handbags. She began to focus on selling underwear because it was a more popular item. She plans to use this loan to invest in her business by buying underclothes for women, kids, and men. She will use the profits to buy building materials for her house.

Her group is located in the urban slums surrounding Santo Domingo. This area, like nearly all impoverished areas of the Dominican Republic, suffers from unreliable running water (none of which is potable) and electricity.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 3
    View loans »
    Dominican Republic Loans Fundraising
  • $8,285,475
    Funds lent in using Kiva
  • 38.2
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza En Ti Group's $4,275 loan helped a member to buy underclothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 20, 2011
Nov 22, 2011
Currency Exchange Loss:
May 15, 2012