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Naseem's Group
In this Group: Naseem, Ameer Mai, Kaneez Mai, Kalsoom Mai, Naseem Mai
Naseem is 36 years of age, married, and has four children. All of her children are enrolled in a local school and are getting their education.

Naseem's husband sells vegetables in the vegetable market and also sells milk. He has a dairy cow at home. He takes its milk every day in the morning and sells to his community clients at low prices. The quality of milk he provides to his customers is very good, and that is why he has a good number of customers.

Naseem is a seamstress, as well as an embroidery expert. She loves her profession and learned the art of embroidery and sewing from her mother before she was married. She now earns a good income by using these skills, which helps her pay for her children's school fees. She also provides full support to her husband in his milk selling business and takes care of the business in his absence.

Naseem has applied for a loan from Kiva partner Asasah for the further improvement of her family business of selling cow milk. With the loan, she will buy another dairy cow, which will allow her to get a larger quantity of milk for selling and to increase her profits. Naseem has been operating this milk selling business along with her husband for many years and is very confident about its continued success after the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 357
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 86.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,100 loan helped a member to buy a dairy cow for her milk selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012