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Jessica
Jessica is 20 years old. She is a friendly, hard-working and enterprising young woman. She is married to her husband, with whom she has a 2-year-old son. They live together in a home they own, working hard every day to provide the best for their young son and give the family a better quality of life. Jessica's job consists of preparing and selling ceviche (a traditional dish). She is co-owner of a ceviche restaurant in the city along with her mother, who owns 70 percent of the business. They work every day. The restaurant is run out of her mother's home, and Jessica leaves for work very early every day because she has to go to city's port in search of the freshest and highest quality fish. She started out as an assistant to her mother, but thanks to a lot of hard work she was able to take on more responsibilities and was given a percentage of the business. She has been working there for five years and it is going very well, enough for her to buy her home and accomplish many things. At first, things were complicated with the business, but now it's going very well and she has big plans for it to keep growing. Jessica, like every young woman, desires to move up in life. In the future she hopes to set up a hardware store in her home, but she knows it requires a much bigger investment. So for now she is dedicated to working hard every day and raising enough capital for her to be able to carry out her dream. This will be her second loan with Kiva partner MFP, and she is very content in knowing she will have financial support because she feels it will help her make strides with her work. She also promises once again to be very punctual with her payments, since she doesn't want to let down her fellow members of her community bank who but their trust in her and gave her support for the loan. With the loan she is requesting, Jessica plans to purchase ingredients and supplies to keep working and keep her customers satisfied by offering a wider variety of meals.
View original language description ↓
Jessica, de 20 años, es una joven mujer, amable, trabajadora y emprendedora, es conviviente con su pareja con quien tiene un niño de dos años. Vive en una casa propia a lado de su pareja y su menor hijo, todos los días trabaja mucho para poder brindarle lo mejor a su menor hijo además de brindar a su familia una mejor calidad de vida.
El trabajo de Jessica consiste ene la preparación y venta de cebiche (plato típico), es socia de una cebichería de la ciudad, junto a su madre quien es la dueña de la cebichería en un 70%, trabajan todos los días. El local esta en casa de su madre en donde ella va a diario para trabajar desde muy temprano ya que debe ir al puerto de la ciudad en busca de los pescados más frescos y con mejores condiciones. Se inicio con este trabajo siendo la ayudante de su madre, pero en base a mucho esfuerzo fue teniendo mas responsabilidades y así pudo obtener un porcentaje del negocio. Lleva cinco años trabajando así y le esta yendo muy bien, tanto así que pudo comprar su casa y tiene muchas cosas logradas con su trabajo. Al principio le fue complicado en este negocio pero ahora le va muy bien y tiene muchas proyecciones a seguir creciendo, ella como toda joven mujer con ganas de superación, desea mas adelante poner una ferretería en su casa, pero sabe que necesita mucha inversión así que por ahora solo se dedicará a seguir trabajando mucho todos los días y así seguir juntando el capital suficiente para poder iniciar y concretar su sueño. Este será el segundo préstamo con la institución MFP, esta muy contenta de saber que tendrá un apoyo financiero, ya que así se sentirá segura de avanzar con su trabajo, por otro lado se compromete una vez más a seguir siendo una socia muy puntual en sus cuotas ya que no desea defraudar a sus compañeras del banco comunal quienes confían mucho en ella y le dieron el respaldo para poder acceder a un crédito. Con el monto solicitado 1000 soles, comprará ingredientes e insumos para seguir con su trabajo y así seguir agradando a sus clientes con mayor variedad de platos a ofrecer.

About Peru

  • $6,715
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Jessica to purchase ingredients and supplies to prepare her meals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 20, 2011
Listed
Nov 21, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2012