Jesús El Salvador Group
Janeth is the treasurer of the group, a position that she has carried out with responsibility. She is 35 and married and has 3 children who are her dependents. Janeth started selling cakes, and little by little she has gained more customers, and her orders have increased. This is why she decided to buy an electric oven that let her make her cakes easily. Janeth is happy with her business because in addition to earning an income, it's also what she likes to do. She also works with her husband selling natural products, and thanks to these businesses, she has been able to give her family a better quality of life. Janeth's wish is to have her own bakery where she can display her products because now she has to travel around to make her sales. She requested the loan to continue investing in her business by buying a larger quantity of supplies like flour, sugar, milk, and natural products. The communal bank, "Jesús el Salvador," is very grateful for the help that they have been offered.
Janeth es la tesorera del grupo, cargo que ha llevado con responsabilidad, ella tiene 35 años de edad es casada y tiene 03 hijos que en la actualidad depende de ellos. Janeth empezó vendiendo queques, poco a poco fue teniendo más clientes y sus pedidos aumentaban, es por ello que decidió comprarse un horno eléctrico donde le permitiera elaborar sus queques con facilidad, Janeth se siente feliz con su negocio ya que aparte de obtener ganancias, también es lo que le gusta hacer, también trabaja conjuntamente con su esposo vendiendo productos naturales, gracias a dichas actividades ha podido dales una mejor calidad de vida a su familia. El deseo de Janeth es de tener su propia pastelería donde pueda exhibir sus productos ya que solo lo hace ambulatoriamente. Ella solicito el préstamo para seguir invirtiendo en su negocio comprando al por mayor insumos como harina, azúcar, leche, y también productos naturales. La Alcancía Comunal “Jesús el Salvador” están muy agradecidos con la ayuda brindada.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid