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Dalila De Fátima
In the municipality of El Sauce, department of Leon, Dalila has the responsibility of looking after the wellbeing of her family to provide good living conditions for its members. It is worth mentioning that she looks after her mother, so that it is also her duty to keep the home and make sure that nothing is missing from it.

She has currently appealed to Ceprodel to request a loan to build a kitchen to improve the conditions of her house. She is requesting the loan to buy building materials such as iron, cement and sand, with which she will be able to improve her house’s roof and improve her living conditions.
View original language description ↓
En el Municipio de El Sauce, departamento de León, la señora Dalila tiene la responsabilidad de velera por el bienestar de su hogar para brindar buenas condiciones de vida a su familia. Cabe mencionar que ella tiene a su madre bajo su cargo, por lo que también tiene el deber de mantener y velar para que en el hogar no falte nada.

Actualmente se presentó a Ceprodel con el fin de solicitar un crédito para construir una cocina para mejorar las condiciones de su vivienda, para ello está solicitando el crédito, para la compra de materiales de construcción, tales como: hierro, cementó y arena ya que con esto le permitirá, mejorar el techo de su casa y mejorar sus condiciones de vida

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Dalila De Fátima to purchase iron, construction profiles and sand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Dec 1, 2011
Currency Exchange Loss:
Dec 3, 2012