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Reyna Marisol
Reyna Marisol is a teacher in a school in the community of El Sauce, and these working conditions have enabled the wellbeing of her home and her family and she has successfully taken care of them.

Reyna cares for a dependent child and the money from the loan is to make improvements to her housing, knowing that Ceprodel can help teachers at any time to be able to have a decent roof over their heads.

With the loan she will buy cement, sand and pay for the labor. This will permit her to improve the floor of her home as she has been dreaming of living in better conditions together with her child.
View original language description ↓
La señora Reyna Marisol desempeña su cargo de maestra en un colegio de su comunidad en El Sauce, bajo estas circunstancias ha sabido llevar el bienestar de su casa y su familia logrando mantenerla en buenas condiciones.

La señora Reyna cuenta con un hijo bajo su cargo, y el destino del crédito es para darle mejoras a su vivienda que tanto lo necesita sabiendo que Ceprodel en todo momento apoya a los maestros para que estos puedan tener un techo digno donde habitar.

Con el crédito comprará cementó, arena y pago de mano de obra, con esto le permitirá mejorar el piso de su casa ya que han sido sus sueños de vivir en mejores condiciones en conjunto con su hijo

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Reyna Marisol to buy cement and sand and to pay for the labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Nov 20, 2011
Currency Exchange Loss:
Dec 8, 2012