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Mary is a farmer and the mother of 3 children, with the last two being of school-going age. She has been in active farming for 20 years. Her farm produces maize, vegetables, passion fruit and tomatoes.

Mary has requested Juhudi Kilimo to advance her a loan of 52,000 KES to enable her to buy and insure a dairy cow. She says the cow will help her in feeding and educating her children. She adds Juhudi Kilimo has uplifted farmers' living standards with the farming loans.

Mary is, however, worried about the high costs of animal feeds.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 684
    View loans »
    Kenya Loans Fundraising
  • $44,780,750
    Funds lent in using Kiva
  • 92.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Mary to purchase and insure a dairy cow.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 27, 2011
Nov 22, 2011
Currency Exchange Loss:
Jul 16, 2012