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Santiago Noel
Santiago is single and has a great spirit of advancement and development; he lives in El Sauce, León Department. He has his own business which is a beauty salon where he provides various services in this field to his customers.

He came by Ceprodel to request a loan to pay for his university degree since he’s finished his course work and now his goal is to become a professional and acquire the diploma. He trusts that he’ll get the loan so that he can get his diploma which will open new doors of opportunity in his life.
View original language description ↓
En el Sauce departamento de León, el joven Santiago es soltero con un gran espíritu de superación y desarrollo. Cuenta con su propio negocio el cual consiste en un salón estilista donde realiza diferentes trabajos a sus clientes en este ramo.

Actual mente se presentó a Ceprodel con el fin de solicitar un crédito para pagar su titulo universitario ya que al haber finalizado sus estudios, ha cumplido su meta de ser un profesional y hoy en día requiere el titulo. Confía en que obtendrá su crédito y así obtendrá el título el cual le abrirá puertas a nuevas oportunidades en la vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 73
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Santiago Noel to pay for his professional university degree.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 27, 2011
Nov 20, 2011
Currency Exchange Loss:
Nov 22, 2012