She is grateful to IMF Hekima for the loans she has received and its practical guarantee that allows her to provide for her family's needs.
Elle a commencé son petit commerce en 2000 avec son fond propre, pour le moment elle a crée son propre restaurant. Avec ce crédit elle va s’approvisionner en vivres et en boissons pour le bon fonctionnement de son activité. Dans l’avenir elle souhaite agrandir son restaurant et construire sa propre maison.
Elle remercie l’IMF hekima pour les crédits qu’elle reçoit sa garantie matérielle car elle arrive a subvenir aux besoins de sa famille.
More information about this loan
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid