Shovlat, aged 49, is married and the mother of two sons and one daughter. She lives with her family in their own house in Lankaran. She mostly fattens cattle for resale. Shovlat has been doing this work for over 7 years. She is taking out a loan of 2000 AZN to purchase 3 more cattle. She is hopeful that this loan will help improve her business.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.