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Zarina's Group
In this Group: Zarina, Gulshan Ara, Muniba, Farzana, Ghazala Munir
Zarina has applied for a loan from KIVA partner Asasah for her husband who drives a wagon used to transport people for profit. With the loan, he will repair his wagon because its engine is creating problems and needs to be repaired. By repairing his wagon, he will be able to run his wagon more smoothly and provide better transport services to his passengers.

Zarina is very supportive by nature and makes handkerchiefs. She sells these handkerchiefs to different stores in the city for reasonably good profits. Zarina is very caring and started her business because her husband was not able to afford the living expenses of their family.

She is the mother of five children. Her elder son is married and also a driver by profession. Both of her daughters help her make handkerchiefs and her two other sons are students.

Zarina is a new loan applicant and very hopeful that her husband will be able to improve his income and that she will save some profits every month for her daughter’s marriage.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 446
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 86.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zarina's Group's $975 loan helped a member to repair wagon for transport business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012