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Emmanuel is 28 years old and single. He has four years of experience sells various goods like: cosmetics, African clothes, shoes etc. He currently employs two people and his business is open from 6 am to 8.30 pm daily, except Saturday.

Emmanuel has requested a loan from Kiva lenders in order to purchase more goods to sell. With the profits, Emmanuel would satisfy his basic needs, reinvest in his business and start saving for his future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Emmanuel to purchase various goods such as: cosmetics, African clothes etc to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 7, 2011
Dec 1, 2011
Currency Exchange Loss:
Aug 17, 2012