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Razia's Group
In this Group: Razia, Bashir Begum, Sajida, Azra, Bashiran, Nasreen
Razia has applied for a loan from Kiva partner Asasah for her embroidery business. She is an expert in decorative embroidery and makes beautiful clothes for her clients. Razia is motivated to create interesting and beautiful designs on clothes to attract more clients to her business.

Razia is the mother of two sons and two daughters. All of them are enrolled in a local school and getting their education. She is very experienced in her work and has been operating her business successfully for many years. The income from her business has proven very beneficial in improving her family's life. She can now can support her husband financially.

With the loan, Razia will buy beads, colored thread, and other materials in larger quantities for making even better-looking embroidered clothes. She is confident that a loan will help her to generate more profits from her business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 353
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 86.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $1,175 loan helped a member to buy beads and thread for her embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012