Tsitsino is a farmer from the village Kutiri, West Georgia. She is 49 years old and lives with her husband, Nikoloz, and a 31 year-old son and daughter-in-law. Tsitsino and Nikoloz lead the agricultural business of the family. They have 4 milk cows and produce, on average, 70 kg of cheese per month. They sell it at the local market. Also, the family has a pig and sells, on average, 10 piglets per year. Along with the above mentioned, Tsitsino and Nikoloz grow tomatoes, cabbages, peppers and greens on a family-owned plot of land. Tsitsino sells harvested vegetables locally to greengrocery retailers. Her son works in the local hospital as its security service employee and his wife works in the same hospital as a laundress.
Total average income of the family is 950 Laris per month. Tsitsino plans to purchase an additional milk cow with the loan. Cheese production and sales will be increased by 25%. Tsitsino will use the increased income for covering medical costs related to the treatment of her husband, who has health problems.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.