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Jose is a humble farmer from Roma Norte Enrile in the province of Cagayan. He is married to a housewife, and Jose is now 42 years of age. They were blessed with two children whom he sends to school. He owns a hectare plot of land which he plants and cultivates with rice to merchandise. This is Jose's primary source of income. He usually acquires a net income of P20,000 each harvest season, during the months of April and November.

Now, Jose is borrowing a loan amount of P12,000 to buy fertilizers and insecticides in order to maintain good crops from his farm. In the future, he aims to alleviate his family from poverty.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 707
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Jose to buy fertilizers and insecticides used in farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 11, 2011
Dec 1, 2011
Currency Exchange Loss:
Jun 22, 2012