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Gisella Yaqueline
The Virgen Maria ("Virgin Mary") communal bank meets every fifteen days in the Montecristi canton (Portoviejo). This area is known for its rich pre-colonial culture and for its artisans, whose work is known nationally and internationally. The city's climate is warm and the gastronomy is varied.
Here we meet Gissella. She is 20, single, and studies educational sciences at the Universidad de Montecristi. She lives at home.
Gissella has been a member of the communal bank for three cycles, and she likes it because she was able to use the loans to start her business. Her business allows her to make her own income, and with it continue her studies in order to have a better future.
On top of studying, she sells Esika products (beauty products; cosmetics, perfume, and women's accessories). She works every day, and when she doesn't have classes she sells her products to her classmates. On the weekends, she visits other clients in the city. She leaves her products on credit and charges every week. She has had this business for one year and it is going quite well. Her hottest products are the cosmetics, since they are very good and varied.
This loan is for the purchase of perfumes, creams, cosmetics and underwear.
Her dreams are to finish her studies and obtain a good job.
View original language description ↓
EL Banco Comunal Virgen María se reúne cada quince días en el Cantón Montecristi (Portoviejo), conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Ciudad de clima cálido y con una variada gastronomía.

Aquí conocimos a Gissella, tiene 20 años y es soltera, estudia Ciencias para la Educación en la Universidad de Montecristi. Ella vive en casa de sus padres. Lleva tres ciclos en el Banco Comunal y le gusta porque gracias a los créditos empezó su negocio el cual le permite ganar sus propios ingresos y con estos continuar con sus estudios para tener un mejor porvenir.

Ella además de estudiar también se dedica a la venta de de productos Esika (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días y en sus horas libres de estudios ella les vende a sus compañeras de clases y los fines de semana visita a otros clientes que tiene en la ciudad, deja sus productos a crédito y cobra cada semana. Tiene un año que se dedica a esta actividad y le va bastante bien, lo que más vende son los cosméticos ya que son muy buenos y variados.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa interior.

Sus sueños son terminar sus estudios y conseguir un buen trabajo.

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Gisella Yaqueline to buy perfume, creams, cosmetics, and underwear.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 16, 2011
Listed
Nov 19, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012