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Seema's Group
In this Group: Seema, Waloo, Sajida, Jindo
I live in a brick mud house with my family in Multan, Pakistan. I have four kids: two girls and two boys. I am a textile designer and create embroidered clothes. My husband is a daily wage laborer. My eldest son now also works transporting goods on a donkey cart. My son would like to buy an additional donkey cart for his business. He feels that his income would double, and we would be able to repair our house.

This is a group loan, and the women in it have been together for more than one year. Waloo M.’s husband runs a small restaurant. Sajida B. and Jindo M. would use their loans to buy bull carts.

We all are mutually responsible for this loan; if one defaults, the others make up the difference.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 402
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 62.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Seema's Group's $800 loan helped a member buy a donkey cart.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 29, 2008
Feb 15, 2008
Currency Exchange Loss:
Mar 15, 2009