Rigoberta, 33, is married; she never went to school. She has five children three of which are in school. She raises animals. She started out with the goal of improving herself and has 8 years’ experience to date; she hopes in future to have more capital.
She organizes a group to request a loan to buy chicks to raise. The other group members are in commerce, animal husbandry and crafts making.
La señora Rigoberta es casada tiene 33 años, no tuvo la oportunidad D. estudiar, tiene 5 hijos D. los cuales 3 estudian, se dedica a la crianza D. animales, inició con el fin D. superar y lleva 8 años D. experiencia actualmente, espera en el futuro contar con capital amplio.
Organiza un grupo para solicitar un préstamo que lo utilizara para la compra D. animales consistente en pollos D. engorD.. Las demás integrantes del grupo se dedican al comercio, agropecuario, artesanía.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.