Bahar is 43 year old woman who has been involved in farming for the past 11 years. Bahar is an IDP (internally displaced person) and lives with her husband and two daughters in Bilasuvar IDP Settlement.
Bahar raises fruit and vegetables and sells them in the local bazaar. Her monthly profit from this business is 200 AZN. This is the only financial income in her family and Bahar would like to increase it. She applied for 1000 AZN loan to purchase seeds and fertilizer.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.