Amil is a 43-year-old man who engages in farming and has four years of experience in this field. Amil is married and has two sons. He is an IDP (internally displaced person). He raises and sells fruits and vegetables, and his monthly income from this business is 100 AZN. Amil applied for this 1,000 AZN loan to purchase seeds and fertilizer. This will be his second loan and he has a good client history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.