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Lan's Group
In this Group: Lan, Thanh, Xuan, Phuc , Duyen
Lan was born in 1979. She lives in Xom Mit village, Co Loa commune, Dong Anh district. She is a farmer. Her husband is a driver. He has an income of about 4,000,000 VND per month.

Not only does Mrs.Lan grow rice, but she also sells breakfast. She has had this job for five years. Besides, she is cooking for a school near her house. She has a monthly income of about 3,000,000 VND.

She has participated in SEDA since 2007. The last time she borrowed 6,322,000 VND and repaid this loan punctually. This is the sixth time she is borrowing from SEDA.

She is the leader of a five-member group loan in SEDA. In this loan cycle she would like to borrow 7,630,000 VND to buy foodstuffs for cooking breakfast to sell.

About the other borrowers in her group:

Thanh is 28 years old. She is a tailor. She wants to borrow 6,322,000 VND to buy cloth.
Xuan is 33 years old. She has three children. She wants to borrow 6,322,000 VND for a small business.
Phuc is 43 years old. She has three children. She wants to borrow 6,758,000 VND to breed pigs.
Duyen is 29 years old. She has two children. She wants to borrow 6,758,000 VND for a small business.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 88
    View loans »
    Vietnam Loans Fundraising
  • $14,824,150
    Funds lent in using Kiva
  • 21,009.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Lan's Group's $1,625 loan helped a member to buy foodstuffs to cook breakfast to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 9, 2011
Nov 21, 2011
Currency Exchange Loss:
Nov 15, 2012