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C 12023 Tuzamurane Group
In this Group: Pascal, Dathive, Anathalie, Beatrice, Francoise, Thacienne, Augustin, Laurent, Domina, Jean Baptiste, Alphonsine
Baptiste is 44 years old and has six children aged between 6 and 16 years old. He owns an agriculture business which is open from 6am until 1pm every day except the weekend. He currently employs four people to help him. He is the leader of the group (pictured with his hand raised) called "C 1203 Tuzamurane" in the local language.

Baptiste has four years of experience in this work. He has requested a loan from Kiva lenders via Vision Finance Company in order to expand his agriculture business by cultivating more rice for sale. With the profit, he expects to save money for his future and to pay his children's school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 42
    View loans »
    Rwanda Loans Fundraising
  • $13,302,075
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C 12023 Tuzamurane Group's $1,300 loan helped a member to expand his agriculture business by cultivating more rice for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Dec 1, 2011
Currency Exchange Loss:
Jun 15, 2012