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This is Alice, 57, resident of Pasay City, Philippines. She is a widow with 2 children. She manages her own household while operating a business. At this time, she is working hard to continually provide income to cover her family's everyday expenses.

Alice operates a variety store. In the Philippines, a variety store is basically a small convenience store which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a Php 5 worth of cooking oil, or an egg. Alice earns income by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. She also sells cooked foods and viands at an affordable price. Her regular customers are her neighbors and the local community. She earns a minimum of Php 400 in sales every day.

To help her continue operations of her business, she is requesting a Php 17,000 loan. She will be utilizing the loan to buy groceries, toiletries, beverages and cooking ingredients to expand her product inventory. She expects a boost in her business income as she expands her business.

Alice's dream is to be able to grow her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week; she can also draw strength and inspiration from the word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1807
    View loans »
    Philippines Loans Fundraising
  • $60,919,225
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Alice to pay for grocery items and products needed for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 27, 2011
Nov 20, 2011
Currency Exchange Loss:
May 15, 2012