Mrs. María del Carmen is a very strong woman despite her age. She was widowed several years ago and had to fend for herself. She has not made any improvements to her home since her husband died, as he was the one who took care of these things. But now, she sees that it is necessary to install a concrete roof in her home because hers is deteriorating, and when it rains the water gets in through the current wood and laminate roof. In order to be able to install the roof, she needs to buy cement and sand, and pay for the labour.
La señora María del Carmen es una mujer muy fuerte a pesar de su edad, hace varios años quedó viuda por lo que tuvo que salir adelante. Desde que su esposo falleció nunca le hizo mejoras a su vivienda ya que él era quien se encargaba de esos detalles, pero ahora ella se ve en la necesidad de poner techo de concreto en su casa porque la que tiene ya está muy deteriorada y en temporadas de lluvia se trasmina por el material que es de madera y lamina. Para poder colocar la losa necesita comprar cemento, arena, y pagar la mano de obra.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.