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Norma Del Carmen
Norma is a tenacious and enterprising 40 year-old woman. She studied to become an elementary school teacher. She is a native of San Juan de Limay, in the municipality of Esteli. She worked as a teacher for many years, but the economic situation became very difficult for her and her 3 children, because she had to raise them alone. She had to emigrate outside the country so that she could earn money to support her children. As a result of that work, she was able to start up a grocery store, since she noticed that this is a business that generates good earnings if you know how to manage it, and it turned out to be quite profitable. Her oldest son lives outside the country and sends her remittances to help her out. Together, they are providing for the younger children who are in middle school, since their older brother has always been like a father to them. In this way, she struggles daily for the well-being of her family. Norma needs a loan to buy rice, beans, sugar, cooking oil, dairy products, and cosmetics to sell in her grocery store. She wants to see her business grow and prosper, because this will allow her to pay for the education of her children, which is her main goal, and to live better and gradually make improvements to her house.
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Norma, una mujer emprendedora y luchadora, de 40 años de edad, estudio para ser maestra de escuela primaria, originaria de San Juan de Limay municipio de Estelí, ejerció su profesión de maestra durante muchos años pero la situación económica se puso muy difícil para ella y sus tres hijos ya que ella solo los crio a los tres tuvo que emigrar fuera del país para poder conseguir dinero y mantener a sus hijos , fruto de ese trabajo fue que puso su pulpería ya que noto que es un negocio que te genera ganancias si los sabes administrar entonces noto que era mas rentable ,su hijo mayor le envía remesas ya que el vive fuera del país y le ayuda a ella para que juntos saque adelante a sus hijos menores que están estudiando la secundaria, ya que es el hermano mayor y ha sido como padre sus hermanos. De esta forma ella lucha diario por el bienestar de su familia. Ella requiere el préstamo para comprar arroz, frijoles, azúcar, aceite, productos lácteos, cosméticos para vender en su pulpería. Ella quiere ver su negocio crecer, ser prospero que le permita pagar los estudios a sus hijos que su principal meta y vivir de una mejor manera e ir mejorando su casa poco a poco.

About Nicaragua

  • $3,636
    Average annual income
  • 133
    View loans »
    Nicaragua Loans Fundraising
  • $24,060,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Norma Del Carmen to buy rice, beans, sugar, cooking oil, dairy products, and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 15, 2011
Listed
Nov 18, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012