Las Solitarias (Cuenca) Group
Sra. Mariuxi, 27, is one of the group's members. She lives in Cuenca. She joined the group after being introduced to it by her sister and this is her first loan.
Dona Mariuxi is a single mother with 3 children: 9-, 7- and 4-years old, respectively. All the children are in school in the city. She rents the house where they live.
Dona Mariuxi makes a living selling all kinds of cosmetics. She started the business a year ago and she works at whatever times she can between Monday and Saturday.
She will use this loan to buy construction materials for her house.
Dona Mariuxi would like to build a more stable business--a store, perhaps--so that can better watch over her children.
The little girl in the photo is the daughter of one of the group's members.
Una de las socias de este grupo es la Señora. Mariuxi, vive por el sector de Totoracocha en la ciudad de Cuenca, este es su primer crédito que realiza en el banco comunal al cual fue invitada por su hermana.
Tiene 27 años, es madre soltera de 3 hijos de 9, 7 y 4 años de edad que están estudiando en una escuelita de la ciudad. No tiene casa propia por lo que vive arrendando.
Doña Mariuxi es comerciante ella se dedica a la venta de toda clase de cosméticos, realiza esta actividad hace un año y trabaja de lunes a sábados sin horario fijo.
Su crédito lo va a invertir en la compra de materiales de construcción para construir su casa.
Su sueño es tener un negocio más estable como un bazar para no descuidar del cuidado de sus hijos.
La niña que se encuentra en la foto es hija de una de las socias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid