Italo Hipolito is 43 years old, married, and has two children. He lives with his wife and his children, who are 13 years old and 1 year old, in Guaranda, Cuatro Esquinas, in Bolívar province.
The Cuatro Esquinas Central community bank has 12 members who live in Cuatro Esquinas. They work in different business activities such as farming, livestock raising, commerce, etc.
Italo is a potato farmer. He also keeps dairy cows and is a driver. He makes his purchases and sales in Guaranda market.
Italo is requesting this loan to buy livestock. The support of this loan will help him to buy his livestock without problems. His dream is to own his own home and pastureland for his livestock. The challenge that he faces is frost when he is growing his potatoes.
In his free time, Italo enjoys taking part in sports and enjoying the Carnaval and San José festivities.
Italo Hipolito tiene 43 años de edad es casado tiene dos hijos, vive con la esposa y con los hijos de trece y un año de edad en Guaranda Sector Cuatro esquinas Provincia de Bolívar.
LA VRC Cuatro Esquinas Central está formada por 12 socios que pertenecen al sector cuatro esquinas, los socios se dedican a diferentes actividades como son agricultura, crianza de animales, comercio y otros.
Italo se dedica a la Agricultura siembra papas, ganadería tiene ganado lechero y es chofer. Las compras y las ventas las realiza en el mercado de Guaranda.
Solicita el crédito para comprar ganado. Con el apoyo del crédito le ayudará a comprar el ganado sin ningún tipo de problema.
El sueño es tener casa propia y terreno para pastizales para el ganado.
Los desafíos es la presencia de heladas en el cultivo de papas.
En los tiempos libres le gusta practicar el deporte y disfrutar de las fiestas del carnaval y San José.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!