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Ana Maria's Group
In this Group: Ana Maria, Maria Jesus, Julia
Ana Maria, Maria Jesús, and Julia are members of the community bank named “Imasumac,” which means "how beautiful" in Quechua. They have been members for 7, 5, and 3 years respectively. In the bank, they have learned to save, how to run their businesses efficiently, and how to be responsible.

Ana Maria is 34 years old. She is a single mother and has one son who is 12 years old. Ana Maria sells grains in the city of Pisco. In Pisco, she buys other products and then sells them in Ayacucho. In addition, Ana Maria sells fresh milk at the market in Ayacucho.

Maria Jesús is 66 years old. She is a widow and has seven children, two of whom are currently living with her. Maria Jesus buys grains at regional markets, grinds them into flour, and then sells the flour in the city of Ayacucho. She used to do this everyday, but due to poor health, now only works occasionally. More often, she now sells candy, cookies, fruits, and juice from her home.

Julia is 66 years old. She is married and has seven children, one of whom lives with her. Julia raises animals, such as cows, pigs, chicken, and guinea pigs, which are eaten in Peru. She then sells them at the local market in Ayacucho. She also sells fresh milk and home-maD. cheeses. In addition, Julia owns a car that her son-in-law drives as a taxi.

Ana Maria, Maria Jesús, and Julia need loans of 600, 300, and 1750 soles respectively (3 soles = $1), which will be used to buy fruit, peas, cigarettes, candy, and to pay for car repairs.

Ana Maria, Maria Jesús, and Julia dream of owning land, as well as their own stores. They hope that their children will be professionals and have an easier life.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Ana Maria's Group's $925 loan helped a member ana Maria, Maria Jesús, and Julia need loans of 600, 300, and 1750 soles (3 soles = $1), which will be used to buy fruit, peas, cigarettes, candy, and to pay for car repairs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 27, 2008
Feb 13, 2008
Currency Exchange Loss:
Jun 28, 2008