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Silverio Prudencio
Silverio, 40, is married and has two children in school. He is a fisherman, and chose this type of work from a young age, as his father was also a fisherman. He is a hardworking, persevering and very responsible person with a great desire to help his family get ahead.

Silverio started his business in 1991 and makes S/.300 new soles each week. Every day he works about 10 hours per day, 7 days a week. With this loan of S/.3000 thanks to Kiva, he will finish building his house. HIs dream is to have his own car. Silverio's loan officer thinks that he is an excellent client and will make his payments on time.

Silverio lives and works in Camaná, Perú, an oasis in the otherwise long, dry Sechura Desert that dominates the coastline in the Southwestern part of the country. Camaná was historically a major tourist destination in Perú, however, frequent and forceful earthquakes and tsunamis in the last decade (an 8.4 in 2001 and 8.0 in 2007) decimated the city, permanently destroyed Camaná’s tourism industry, and lost many their jobs, livelihoods, and homes. But the one upshot of unemployment is that it creates an environment primed for microfinance. Microfinance allows a jobless entrepreneur to realize their would-be microenterprises, like the one your client is pursuing today.
View original language description ↓
Silverio, es un hombre casado de 40 años de edad, tiene dos hijos en etapa escolar, él se dedica a la pesca, escogió este tipo de trabajo, ya que desde muy niño su Padre lo realizaba.
Silverio es un hombre luchador, perseverante y muy responsable con muchas ganas de sacar adelante a su familia.

Silverio, empezó su negocio en el año 1991 , gana semanalmente S/.300 nuevos soles. Diariamente trabaja alrededor de 10 horas al día y 7 días a la semana. Con el préstamo de S/. 3000 soles que recibirá gracias a KIVA, Silverio terminará de construir su casa Su sueño de Silverio es tener su propio auto, su asesor cree es que un excelente cliente y que pagara puntualmente sus cuotas.

Silverio lives and works in Camaná, Perú, an oasis in the otherwise long, dry Sechura Desert that dominates the coastline in the Southwestern part of the country. Camaná was historically a major tourist destination in Perú, however, frequent and forceful earthquakes and tsunamis in the last decade (an 8.4 in 2001 and 8.0 in 2007) decimated the city, permanently destroyed Camaná’s tourism industry, and lost many their jobs, livelihoods, and homes. But the one upshot of unemployment is that it creates an environment primed for microfinance. Microfinance allows a jobless entrepreneur to realize their would-be microenterprises, like the one your client is pursuing today.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 121
    View loans »
    Peru Loans Fundraising
  • $55,267,550
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Silverio Prudencio to finish construction on his home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2011
Listed
Nov 18, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012