Amina is 41 years old woman, married and the mother of three sons and one daughter.
She sells food products in her shop and has been in business for the last 10 years.
Amina is very friendly, affable, and that helps make her successful. Her sales are very high.
Amina's monthly income is 220 AZN. She applied for 1600 AZN loan to purchase more food products and she hopes to increase her profits.
This will be her third loan and she has a good credit history.
Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.
In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.