Afiyakhanum is 53 years old and is married with four children. For the past five years, she has raised and sold cattle and cows. Her husband helps her to run the business and he also works at a butcher. Afiyakhanum's business consists of selling milk and yogurt as well as meat. Her husband's salary is only 50 AZN and the profit generated by cattle breeding is 330 AZN.
Afiyakhanum is requesting an 800 AZN loan to expand her business by purchasing two cattle and fodder.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.