Samandar is 31 years old, and is married with three children. He is the father of three lovely daughters. He is a market vendor and sells food items in his shop in Agsu. Samandar has 5 years of experience in this business. This is the only source of income for the young family. That is why Samandar would like to expand it. His monthly profit is around 250 AZN. Now he has applied for 600 AZN to purchase more food for his store.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.