Hannah Wambui is 38 years old and married with three children. She has been selling charcoal for the last five years. The business is faced with the problem of the rainy season, which makes it hard for her to get charcoal from the forest, as vehicles can't enter there due to the poor road network. She wants a loan of KSHS 50,000 to add more stock of charcoal. Hannah describes herself as a God-fearing person and hardworking.