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Arzu is a 44 year old woman who has been selling and breeding sheep for the last 20 years. She is an IDP (internally displaced person). Arzu buys lambs, raises them, and fattens and resells them for a profitable price within 6-7 months. Arzu usually sells sheep in the central bazaar. She is married and has three children. Her husband actively helps her to run this business. Her monthly income is 200 AZN, but this is not enough to cover the needs of her beloved children. Arzu applied for 1000 AZN loan to purchase 10 sheep and fodder.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Arzu to purchase sheep and fodder.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012