Godfrey is a 31-year-old married man with five children living in Bundibugyo, Uganda. He is dealing in cocoa buying and selling and wants more capital to invest into his business. He is faced with hardships such as price fluctuations, the high costs of transport and bad weather. His dream is educate his children to the university level and build a permanent house. Godfrey wants money to buy cocoa to sell In order to gain the confidence of the client, the loans officer who is putting on a blue jacket had to appear in the photo.