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Ama sells banku and fish at Kokoado in Elmina. She is married and has 5 children. Her husband is a pensioner. Ama has been selling banku and fish for 15 years. She is responsible for paying utility bills. Her loan will be used to purchase maize and fish in bulk for the preparation of the food for sale. She hopes to use the new profits to expand her busines.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.6
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ama to purchase maize and fish in bulk for the preparation of the food (banku and fish) for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Nov 20, 2011
Currency Exchange Loss:
Apr 15, 2012