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Maisha Zakhem Group
In this Group: Salma, Salum, Hadija, Asha, Laya, Zahera*, Yusufu, Rukia, Suda, Stella, Salma, Aisha*, Fatuma, Ashura, Elizabeth, Amina, Mwajuma, Zuelea, Omari, Kassimu, Siwajibu, Fatuma, Daima, Rose*
* not pictured
Salma is in her early 30s and married with three children, two of whom go to school. She has been selling cosmetics for two years now. She works from 8 am to 8 pm daily and is able to make a good monthly profit.

This will be her 5th loan from Tujijenge Tanzania. She used the previous loan to buy missing items in her grocery stock and has paid back all her loans successfully. She wants a loan to buy more cosmetics to sell. Her dream is to one day be able to have a big cosmetics shop.

She will share this loan with her loan group "Maisha Zakhem" which has a total of 24 members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 61
    View loans »
    Tanzania Loans Fundraising
  • $15,072,650
    Funds lent in using Kiva
  • 1,770.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Maisha Zakhem Group's $4,475 loan helped a member to buy more cosmetics to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Nov 20, 2011
Currency Exchange Loss:
Apr 17, 2012