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Mrs. Sum is a 46-year-old married woman, the loving mother of nine children, and is in the business of growing vegetables for sale. She works on her own farmland that is next to her house, earning approximately $2.00 per day. This income cannot support the family well. Two of her sons also work hard to support the family, especially their small brothers and sisters who are school aged. Sum feels pity for her two sons who always go to work by taking a motor taxi and sometimes by walking. It’s really difficult for them and they have to spend much money as well. Therefore, Sum decided to ask for some funds from HKL and Kiva in the sums of $1,200 to buy a motorcycle for her sons for travelling to work. In the future, she wishes to send some of her children to join the university.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sum to buy a motorcycle for her sons for travelling to work.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Nov 19, 2011
Currency Exchange Loss:
Nov 17, 2012