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San Luis De Cumbe (Cuenca) Group
In this Group: María Raquel , Julia Rebeca, María Lorgia, María Josefa, Rosa María, Juan Bautista, Luis Alberto, Rosa Etelvina, Segunda Mercedes
The Communal Bank “San Luís de Cumbe” consists of eight women and one man who live on the outskirts of Cumbe parish in the city of Cuenca. This parish experiences cold weather. The people are extremely warm-hearted and have maintained the culture and traditions of their ancestors. This parish is known for the structure of its houses, which are made of adobe and tiles. The people engage in livestock breeding and agriculture. Many of them work in the city in various activities.


One of the members of this group is Sra. Rosa Etelvina. This is her first loan with the Communal Bank after receiving an invitation from a neighbor. She is 43 years old, married, and has six children (ages 25, 21, 9, 7, 5, and 3). Her first two children are married and live independently. Three of her children attend a school in the city. Her husband works in construction as a bricklayer. They own the house in which they live, which was built as a result of her husband’s work and sacrifice.


Doña Rosa Etelvina takes care of the household and also spends most of her time raising and selling cattle, guinea pigs, and chickens. She also grows crops, but what she produces is only for household consumption. The money from her loan will be invested in the purchase of guinea pigs to raise. Her goal is to complete the construction of her house, which is lacking a few finishing touches.


The smaller attached photo is of three members of the group who were not present when the main group photo was taken because they had to work.

View original language description ↓
El banco comunal San Luís de Cumbe, está conformado por 8 socias y un socio, quienes viven por los alrededores de la parroquia de Cumbe en Cuenca, esta parroquia es de clima frió y su gente es de un corazón muy cálido, mantienen la cultura y tradiciones de sus pueblos, esta parroquia se caracteriza por la estructura de sus casas que están construidas de adobe y teja, su gente se dedica a la cría de animales y a la agricultura, muchos trabajan en la ciudad en diferentes actividades.

Una de las socias de este grupo es la Señora. Rosa Etelvina, este es su primer crédito que realiza en el banco comunal al cual fue invitada por una vecina.

La socia tiene 43 años, es casada y fruto de su unión conyugal ha concebido 6 hijos de 25, 21, 9, 7, 5 y 3 años de edad, sus dos primeros hijos son casados y viven independientes y tres hijos están estudiando en una escuelita de la ciudad. Su esposo trabaja en el área de la construcción como albañil, la casa en la que habita es propia construida con el trabajo y sacrificio conyugal.

Doña Rosa Etelvina se dedica a cuidado de su casa y cómo pasa el mayor tiempo en ella cría y venta de ganado, cuyes y gallinas. También se dedica la agricultura y lo que produce es solo para el consumo de su hogar.

El dinero de su crédito lo va a invertir en la compra de cuyes para la cría.

Su meta es terminar de construir su casa ya que aun le hacen falta algunos acabados.

La foto pequeña adjunta es de tres integrantes de este grupo que por motivos de trabajo no pudieron estar presentes cuando se tomó la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,146,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of San Luis De Cumbe (Cuenca) Group's $3,425 loan helped a member to buy guinea pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2011
Listed
Nov 18, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2012