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Los Clavelitos Group
In this Group: Yazmin, Thelma Edith, Tomasa, Maricela, Maria Esther
Thelma is 30 years old and went to school until high school. She says that she never continued her education because she got married. She is married to Marco, a police officer with whom she has two children, María del Carmen and Manuel, who are both in elementary school. Thelma is part of the Los Clavelitos (The Carnations) group, and says that they named the group that because one of the members used to plant that flower. Thelma is requesting the loan to purchase grocery items such as eggs, soap, milk, bread, soft drinks, beans, fabric softeners, toilet paper, bleach, cold meats, peppers, etc. She has had a general store for about five years and started to business to bring in extra income for her household. She purchases the products at a supply center in a nearby town. The loan will help her family because with the revenue she makes from selling the groceries she will have extra money to pay for her children's education. Thelma's goal is to stock her store with more merchandise as well as purchase some shelves to accommodate the products. In the future, she wants to have a place specifically for her store, since she currently has it set up in her dining room and it takes up a lot of space. The other four members of the group are Yazmín, Tomasa, Marisela and María Esther, who will use the loan for their businesses: selling fruits and vegetables, a grocery store, and selling shoes and bedspreads via catalog.
View original language description ↓
Thelma tiene 30 años de edad y estudio hasta la preparatoria dice que ya no siguió estudio por que se caso, ella es casada con el señor Marco el cual es policía y tiene 2 hijos de nombres María del Carmen y Manuel ambos estudiantes de primaria. Platica que ella es parte del grupo Los Clavelitos y dice que le pusieron ese nombre al grupo por que antes una de sus integrantes cultivaba esa flor de clavel y por eso le pusieron ese nombre. Ella está pidiendo un préstamo a la financiera para la compra de abarrotes como huevo, jabón, leche, pañales, refrescos, frijoles, suavizantes de tela, papel higiénico, cloro, carnes frías, chiles, etc., ella tiene con su negocio aproximadamente. 5 años, doña Thelma inicio este negocio para tener un ingreso extra para su casa, ella compra sus productos en la central de abastos de una población cercana a la de ella. El préstamo le beneficiara a su familia ya que con las ganancias que saquen de la venta de abarrotes obtendrán un dinero extra lo cual lo invertirá en la educación de sus hijos. La meta que tiene para su negocio la señora Thelma es tener más mercancía para su tienda, también comprar unos estantes para acomodar sus productos de abarrotes y más adelante hacer un local especialmente para la tienda de abarrotes porque la tiene en su comedor y si le quita espacio.
Las otras cuatro integrantes del grupo se llaman Yazmín, Tomasa, Marisela y María Esther las cuales ocuparan sus créditos en sus negocios de venta de frutas y verduras, abarrotes y venta de zapatos y colchas por catalogo.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 14
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 13.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Clavelitos Group's $1,650 loan helped a member to purchase grocery items such as eggs, soap, milk, bread, soft drinks, beans, fabric softeners, toilet paper, bleach, cold meats, peppers, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2011
Listed
Nov 16, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2012