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Flores De Rio Group
In this Group: Virginia , Flor Del Carmen , Celerina , Fredy, Nicolasa*, Demecia, Igudina , Guadalupe , Flor Angel , Estela , Maria Elvia
* not pictured
Celerina, a widow, is 56 years old. She studied until the junior year of high school. She has three sons in school. Joel is a junior in high school, Margarita is a sophomore, and Eduardo is in the 6th grade.

She is in the business of selling grocery items. With the money from the loan she will buy supplies such as detergent, milk, rice, sugar, beans, oil, and other products. She is very grateful for the help of the loan to supply her business and thus to pay the school expenses for her children in that she wants to give them a better education. Celerina would like to increase her business and would like to expand it a bit more.

Celerina belongs to the Flores de Rio group which is made up of 11 people, 1 man and 10 women, and they are: Nicolasa, Estela, Demecia, María Elvia, Guadalupe, Virginia, Flor del Carmen, Flor Ángel, Freddy, and Igudina. All of them are involved in a business activity such as selling chickens, corn, beans, tamales, cosmetics, bread, food, soft drinks and other items.
View original language description ↓
Celerina cuenta con 56 años de edad, es viuda ella solo estudio hasta 3º grado de secundaria, tiene tres hijos los cuales están estudiando Joel esta en 3º de secundaria, Margarita en 2º de secundaria y Eduardo esta en 6º grado de primaria.

Ella se dedica al comercio vende productos de abarrotes lo cual invertirá su préstamo en la compra de los productos como son: detergente, leche, arroz, azúcar, frijol, aceite, etc. ella está muy agradecida ya que con la ayuda del préstamo a surtido su negocio y así a sobre llevado los gastos de sus hijos con la escuela ya que quiere darle una mejor educación, a doña celerina le gustaría que su negocio incrementara mas ya que quisiera ampliarla un poco más.

Celerina pertenece al grupo Flores De Rio el cual está integrado por 11 personas 1 hombre y 10 mujeres a continuación serán mencionada: Nicolasa, estela, demecia, María Elvia, Guadalupe, Virginia, flor del Carmen, flor Ángel, Freddy, Igudina todos realizan una actividad comercial como son: venta de pollos, maíz, frijol, tamales, cosméticos, pan, comida, refrescos, etc.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 57
    View loans »
    Mexico Loans Fundraising
  • $19,998,350
    Funds lent in using Kiva
  • 13.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Flores De Rio Group's $3,425 loan helped a member to buy oil, rice, sugar, detergent, milk, and other supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 28, 2011
Nov 16, 2011
Currency Exchange Loss:
Mar 15, 2012