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Marvin, age 52, is married and he currently lives alone.

He will use the loan to buy supplies to help his corn crop. He has a piece of property that is already seeded, and he needs to fertilize it to be able to generate more harvest this coming year. He wants to generate more harvest than last year in order to generate more income than last year.

His priority goal is to generate better income in order to repay the loan and better stabilize his standard of living better. He wants to do this in order to be able to enjoy improved well-being.

This is the first loan he has received from FUDECOSUR. He has not had other previous loans in state banks. FUDECOSUR provided the loan with the best terms and a much lower interest rate.
View original language description ↓
Marvin, tiene la edad de 52 años, está en casado y vive solo actualmente. El con el crédito va comprar los insumos para la asistencia del maíz sembrado. El cuenta con la propiedad a su poder ya sembrada y necesita abonarla para poder generar más cosecha este próximo año. El quiere generar más cosecha que la del año anterior para poder generar mayores ganancias que el año anterior. El tiene como meta prioritaria generar las mejores ganancias económicas para salir con los pagos del crédito y estabilizara su nivel económico mejor para poder gozar de un mejor bienestar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 36
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 500.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Marvin to help his corn crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 17, 2011
Nov 16, 2011
Currency Exchange Loss:
Sep 17, 2013