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Flor De Rosa Group
In this Group: Sofia, Maria Isabel, Cristina, Maria Guadalupe
Isabel is 33 years old. She comes from an indigenous Mazahua town. She is married to Pánfilo, who works as a loader in a supply center in the country's capital. She has six children: 16-year-old Alejandro, 12-year-old Sergio, 9-year-old Valeria, 6-year-old Rosalinda, 4-year-old Esmeralda, and 1-year-old Oscar. She wants her children to go to school so that they will have more work opportunities, as field work is very hard and poorly paid. She tells us that she did not go to school because her parents never registered her birth nor those of her eight siblings before a judge, and so they couldn't go to school. Another reason she wasn't able to go is that her parents didn't have the money to buy school supplies. Chabelita, as she likes to be called, says that when she was 20 she had to register herself in order to register her eldest son. She is putting a lot of effort into her work because she wants a better life for her children, which is why she is asking for this loan from the finance company to invest in a grocery store, for which she will buy sugar, milk, eggs, beans, rice, tuna, and vegetables to sell in the small store she will set up in her house. She also raises sheep for a living and her goal for the future is to have a stable location where she can invest in more products.
View original language description ↓
Isabel tiene 33 años de edad, es originaria de una localidad indígena donde sus raíces son mazahuas, ella es casada con el señor Pánfilo que tiene como principal actividad económica trabajar como cargador en la central de abastos en la capital del país, ella tiene seis hijos de nombres Alejandro de 16 años, Sergio de 12 años, Valeria 9 años, Rosalinda de 6 años, Esmeralda de 4 años y Oscar de un año y meses, dice que quiere que sus hijos estudien para que tengan más oportunidades de trabajo ya que el trabajo del campo es muy pesado y mal pagado. Platica que ella no estudio porque sus papas nunca se preocuparon por registrarla ante un juez, a ella y a sus 8 hermanos y por eso no podía ir a la escuela y otro de los motivos era que sus papas no tenían dinero para comprarle los útiles escolares. Chabelita como le gusta que le digan comenta que a la edad de 20 años se tuvo que registrar para poder registrar a su hijo el mayor, ella le esta echando ganas al trabajo porque quiere una mejor vida para sus hijos, por eso está solicitando este préstamo a la financiera para invertir en una tienda de abarrotes lo cual comprara azúcar, leche, huevo, frijoles, arroz, atún y legumbres para vender en su tiendita la cual pondrá en su casa, también ella se dedica a la cría de borregos y la meta que tiene para el futuro es hacer un local estable donde pueda invertir en mas productos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 48
    View loans »
    Mexico Loans Fundraising
  • $19,989,325
    Funds lent in using Kiva
  • 13.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Rosa Group's $1,425 loan helped a member to buy products to her glocery store, like sugar, milk, eggs, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Nov 29, 2011
Currency Exchange Loss:
May 15, 2012