Santa Cruz Group
Hortencia is a very hard-working woman who makes a living selling meat. She will invest her loan in purchasing pigs to butcher. She hopes that the loan will help her, since her business pays for her children’s expenses. She would like to set up a butcher’s shop in her house for selling meat.
Hortencia belongs to the “Santa Cruz” group, which is made up of 14 members. All of the members are women who are engaged in commercial activities; the other members are Carolina, Lucina, Adela, Leonarda, Félix, Suleyma, Maura, Margarita, Guadalupe, Alicia, Lucila, Graciela, and Reyna. They are involved in commercial activities such as selling meals, cosmetics, beverages, groceries, bread, meat, sweets, etc.
Ella se dedica al comercio ya que es una señora muy trabajadora ella vende carne su préstamo lo invertirá en la compra de puercos para la matanza ella espera que su préstamo le ayude ya que de su negocio le da para la los gastos de sus hijos, ya que le gustaría poner una carnicería para vender en su propia casa.
Hortensia pertenece al grupo “santa cruz” el cual esta integrado 14 personas todas son mujeres las cuales realizan una actividad comercial continuación serán mencionadas:
Carolina, Lucina, Adela, Leornanrda, Félix, Suleyma, maura, margarita, Guadalupe, Alicia, Lucila, todas tienen actividades comerciales como son: venta de comida, cosméticos, refrescos, abarrotes, pan, carnicería, comida, dulcería, etc.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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