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Luz
Luz Daria, a young woman of 18, is single, and lives with her parents and three brothers in their own house in Huasihuasi district. At her young age, Luz Daria has already taken her first steps in the world of business.

She is thankful to her parents for what they've taught her and for the land she received to fend for herself as a farmer. That is how green and healthy plants grow on her plots; potatoes, peas, carrots, lettuce and lima beans.

Each one of her vegetables has different months of production, "If in January I'm growing potatoes, I'm harvesting carrots, and if I'm growing vegetables in October, I'm already selling peas; so I don't overlook anything", she explains.

Her parents and brothers support her in this hard work, but as the land is hers by inheritance, she is the one who takes charge if she doesn't have a crew available. For example, she hires hands or day laborers, who she pays by the day to clear, till, and harvest.

Luz Daria has clear goals. "I want to save some money and study to be an executive secretary or accounting, she says, with the confidence of being young enough to achieve it.

This would be her 12th loan from MFP. She is confident that she will pay her instalments on time. Her communal bank is called "San Juan", and she feels happy to be part of it. With the loan money, she will buy ten sacks of organic fertilizer, the price of which amounts to 1,200 soles. With the remainder she will buy pea seeds.
View original language description ↓
Luz Daria, una joven de 18 años de edad, es soltera, vive con sus papas y 3 hermanos en una casa propia en el distrito de Huasahuasi. A su corta edad, luz Daría ya se inició en el mundo de los negocios. Se lo agradece a sus padres por las enseñanzas y por los terrenos que recibió para desenvolverse como agricultora.
De esa manera en sus parcelas, crecen plantas verdes y sanas de papa, arvejas, zanahorias, lechugas y habas.
Cada una de sus verduras tiene distintos meses de producción, “si en enero cultivo las papas cosecho zanahorias, y si en octubre cultivo verduras ya estoy vendiendo arvejas, así no me descuido”, explica.
En este trabajo duro, la apoyan sus padres y hermanos, pero como son terrenos heredados, ella se hace cargo si no cuenta con personal disponible. Por ejemplo contrata operarios o jornaleros a quienes paga al día por limpiar, remover y cosechar. Luz Daría tiene sus metas claras, “quiero juntar algo de dinero y estudiar secretariado ejecutivo y contabilidad”, acota con la confianza de tener la juventud necesaria para lograrlo. Éste sería su préstamo número 12 que obtendría de MFP. Se muestra convencida de que pagará con puntualidad sus cuotas. Su banco comunal se llama “San Juan” y se siente contenta al ser parte de éste. Con el dinero del crédito comprará 10 bolsas de abonos orgánicos, cuyo precio asciende a los 1200 soles, con lo restante adquirirá semillas de arvejas.

About Peru

  • $6,715
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $56,814,000
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Luz to buy ten sacks of fertilizer, and pea seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 31, 2011
Listed
Nov 18, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012