Retamas De Mazo Cruz Group
a grocery store, cows, weaving blankets, sewing skirts, and shoemaking.
Mrs. Margarita says that this is the first time she has worked with Pro Mujer, and that she joined because of a family member. She currently has a business weaving blankets, which she has done for several years. She learned this work from her mother.
Margarita is taking out a loan to increase her working capital, and buy wool and magazines from Desaguadero. She later sells based on orders. This work allows her to generate an income to support her family where possible. She is married and has four children.
When asked what she likes about Pro Mujer, she replies that she enjoys the savings and the loans.
La señora Margarita indica que este es el primer ciclo que trabaja con Pro Mujer, ingresando por comunicación de los familiares. En la actualidad ella tiene un negocio de tejido de mantas que viene trabajando hace años atrás, aprendo este oficio de su mamá.
El crédito que ahora sacará es para aumentar su capital (compra de lana y revistas) que de Desaguadero y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro y el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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