Theresa, aged 38, lives in West Point. She is married and has eight children aged between 3 and 22. For 20 years now she has been selling bonnie fish, spear rid and pig's feet in the market. She received a small amount from her husband to start her business, and learnt it from her mother. She likes her business because it helps her to feed her children. She is requesting a loan to purchase more bonnie fish, spear rid and pig's feet for her business. Her plan is to build a house for her children.