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Robina's Group
In this Group: Robina, Shahnaz Akhter, Khalida Ijaz, Sajida Pervez, Nasreen Kousar
Robina is 47 years old and is a widow who lost her husband a few years ago as a result of his sudden death. After his death, she moved to her brother’s home with her three daughters. She didn’t want to become a burden on her brother which is why she started a business making bakery items.

She works very hard to earn money for her family and also provides full support to her brother financially. She takes orders from different bakery shops in the market and fulfills them by providing them with finished goods like biscuits, cakes, bread, etc.

She has applied for a loan from Kiva partner, Asasah, because she wants to buy flour, sugar, ghee and other bakery ingredients in bulk quantity. This will allow her to expand her business and increase her sales and profits. She has operated her business for many years and is very confident that this investment will help her to earn more profits and save more for the future marriage of her daughters.

Note: In the photo, the lady holding the Asasah passbook is Robina.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 86.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Robina's Group's $1,175 loan helped a member to buy flour, sugar, ghee, etc. in bulk quantity to make bakery items.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Nov 19, 2011
Currency Exchange Loss:
Nov 15, 2012